Steadfast Finances

 Bargain Hunting, Frugal Living, Saving Money         4 comments

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Who uses Groupons?
Rich people. That’s who!
Okay, maybe not just rich people, but you may be surprised to learn that people who make major bank ($100k+ annual salary) are the heaviest users of daily groupon email alerts.
Then again, it should be no surprise at all that young people who make a …

 Frugal Living, Good Eats, Saving Money         2 comments

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Around this time every year, I’m usually suffering from sporting event purgatory. Meaning, I’ve got a nasty case of football withdrawal and with March Madness still several weeks away, I’m looking for something to fill the hours.
So now that my normal repertoire of buffalo wings and homemade chicken fingers isn’t …

 Budgeting, Cutting Expenses, Saving Money         5 comments

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Have you ever stopped to consider how much money you’re paying to keep in touch? I’m betting that a good percentage of you haven’t.
Not yet anyway!
If you actually take the time to add up the amount of money you dish out every month to pay for the Holy Trinity of …

 Budgeting, Personal Finance Tips, Saving Money         2 comments

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We’ve all heard our parents say over and over again that we’re supposed to save 10% of our paycheck, but now that you’re all grown up, have you actually taken the time to calculate just how much of your monthly income — if any — that you’re actually saving?
Even if …

 Budgeting, Personal Finance Tips, Saving Money         7 comments

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Paying bills is a fact of life. We all have them, and we’re required to pay them. Otherwise, after a few months of not paying them, you’ll probably find yourself sitting in a cold, dark house with no electricity, no water, and probably not have a house/apartment to sit in …

 Frugal Living, Good Eats, Saving Money         12 comments

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Being a foodie and wannabe chef, I always get a kick out of making my own unique versions of processed foods that I’ve historically bought pre-made off the grocery store shelves. Similarly, being something of a frugal living advocate, I like to cut costs where I can, so it’s just a …

 Career, Personal Finance Tips, Saving Money         14 comments

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This personal finance question comes from reader Gary, who recently got a surprise promotion and a 20% raise after his boss left the company. He’s married, has a 2 year old daughter that his wife is caring for full time, has a monthly mortgage payment, two monthly car payments and …

 20s Something Advice, Saving Money, Strategic Planning         62 comments

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Due to the popularity of the visualizing how your stuff owns you post from several weeks ago, I thought it would be beneficial if I documented exactly how I use a simple monthly calendar and a few personal finance metrics to visually represent how many hours, days, even weeks, I …

 Budgeting, Frugal Living, Saving Money         18 comments

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To get a change of pace from my normal push ups, sit ups and treadmill routine, I thought it would be a nice change of pace to go back to free weights 2 to 3 times a week or use a few high tech cardio machines (elliptical machines, rowing machines, …

 Frugal Living, Good Eats, Saving Money         5 comments

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By now, everyone knows I’m something of a wannabe chef. Being that I have so many college football fanatics in my group of friends, it’s not uncommon for me to host a few parties for big football games (Super Bowl, BCS National Championship game, or other Virginia Tech football events).
So …

 Frugal Living, Saving Money         6 comments

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I went on something of a cost cutting, money saving binge for most of 2009.
I found that the stock market crash really affected my spending habits during the first half of 2009, as well as motivated me to review every outgoing dollar in my monthly budget. I like to think …

 Banking, Business Trends, Entrepreneurship, Investing 101, Peer to Peer Lending, Personal Finance Tips, Saving Money         14 comments

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I’m not an expert in business trends by any means, but it really seems like the disintermediation opportunities the Internet provides is beginning to replace, well… almost everything.
Think about this for a moment.
Where do you check the morning news? Where do you get your music? Manage your money? Place phone …