Steadfast Finances

 Personal Finance Tips, Saving Money         12 comments

Share

Instead of the regular post where I drop knowledge on you, I thought I would flip this around a bit and pose this question to the group…
Why is it so difficult to convince someone that it’s in their best interests to save money, build an emergency fund, and make a …

 Investing 101, Retirement, Roth IRA         3 comments

Share
Most people think of April 15th only concerns the tax filing procrastinators, but for the early retirement minded, it also means the final day to contribute to your Roth IRA/Traditional IRA.
I realize that you’re likely bombarded with the April 15 tax filing deadline each year, and that’s generally all main …

 401k, CDs, Retirement, Roth IRA         No comments

Share
If the thought of buying more low priced index funds or actively managed mutual funds leaves a bitter taste in your mouth after the stock market crash of 2008, did you know that Vanguard allows you to buy Certificates of Deposits (CDs) in your Vanguard IRA?
Most people I know are …

 401k, Financial Planning, Investing 101, Retirement         15 comments

Share
Yesterday, I had one of the most unpleasant conversations I’ve ever had on the subject of money.
I had to tell a close friend of my family that, in all likelihood, he has not saved enough money for his retirement.
This is a man I’ve known since I was a kid.  The …

 401k, Financial Crisis, Index Funds, Retirement, Roth IRA         1 comment

Share
It would appear that the majority of Americans with retirement accounts have really been sweating it out during this latest round of Wall Street negativity.
The Wall Street Journal is reporting that Fidelity’s website saw web traffic increase 25% higher than it’s all time high last week amid the flood of …

 Buy on the Dips, Index Funds, Investing 101, Retirement, Roth IRA         1 comment

Share
The S&P 500 is a rock!  After all that transpired on Wall Street this week, the S&P 500 only changed 3 points in 1 weeks time.
Just 3 tiny little points on the upside.
With all the drama, the bankruptcies, the bailouts, and of course, the realistic possibility the U.S. economy could …