Steadfast Finances

 Index Funds, Investing 101, Mutual Funds         6 comments

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The debate over choosing actively managed mutual funds versus passively managed funds (via index funds) is nothing new, and in all likelihood, will keep on going for hundreds of years.
While some will say it is entirely possible to outperform the market, index fund proponents will argue that it’s impossible to …

 Index Funds, Investing 101, Mutual Funds         2 comments

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Vanguard, for those who did not know, has a few actively managed mutual funds, tax advantaged funds, and even a few sector specific funds.  All have varying fees/expense ratios, a few of them have very high investment minimums ($250,000 plus), and yes, even a few are closed off to new …

 Index Funds, Investing 101, Retirement, Roth IRA         5 comments

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Nearly every day, I hear or read about the phrase “dollar cost averaging“.  Rarely, will an actual definition or chart accompany this phrase.
Wikipedia defines it as:
Dollar cost averaging is the practice of investing a fixed dollar amount at regular intervals (such as monthly) in a particular investment or portfolio, regardless …

 Personal Finance Tips         3 comments

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I’m quite suprised that it’s late Sunday night and I haven’t seen a breaking news story from Capital Hill saying “Big Three Automakers have secured their bridge loans“, bailout loan, or whatever else their lobbyists want to call it.
Perhaps this is a good sign since most of the government backed …

 Financial Crisis, Index Funds, Investing 101, Mutual Funds         4 comments

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With smoke from the Lehman Brothers bankruptcy still lingering, most everyday investors like you and I are in a state of hypersensitivity regarding their investments and retirement accounts.
Rightly so, because anyone who held an index fund, or any other investment for that matter, probably took a nasty hit after yesterdays …

 Consumer Education, Investing 101, Personal Finance Tips         5 comments

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It’s a shame that our present economy has developed a deep seeded justification for screwing over consumers.
Not only are we going to do it, but we’re going to turn a profit doing it!

Today’s culture has become so cynical and anti-big business that we bicker about it at every opportunity, yet …

 ETFs, Index Funds, Investing 101, Mutual Funds, Retirement         39 comments

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The entire personal finance blogosphere is in love with index funds, and I’m here to tell you why they’re bad for your investment portfolio.
This should go over well.  Black sheep anyone?
I realize this thesis will not be a popular one, but from my perspective as an active investor and stock …