Steadfast Finances

 Banking, Debt Reduction, Lessons Learned         5 comments

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As a self confessed quotes junkie, few things in life can change my thought process or motivate me to change my opinion more than a hard to forget quote.
Not only are they fairly easy to remember and somewhat sexy to interject into everyday conversation, but in a small number of …

 Banking, Mortgages, Real Estate         2 comments

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Seems Mr. Bernanke and The Federal Reserve are hellbent on lowering mortgage lending rates after lowering short term rates to zero this week.
Problem is, 1 in 6 homeowners are underwater (owing more than the home is worth) on their mortgage, and will not have a chance to refinance to a …