Steadfast Financesfrugality Archives - Steadfast Finances
21 March 2011

How to Game the $7.99/lb Salad Bar

My secret is out. Scratch that – I doubt I’m the only one who ever figured out this frugal hack on how to turn the tables of your local grocery store’s salad bar, but being that I usually see at least one person making the same mistake every time I go shopping, I’d wager more […]

1 March 2011

Installing Solar Panels as a Hedge Against Energy Cost Inflation

I’ve been considering installing solar panels on my roof for several years now. The number one reason I haven’t is cost, where I fear the upfront cost won’t justify the long term savings. But to be more specific, it’s that I’m a bit wary of being an early adopter in any new technology too soon […]

13 February 2011

Farmer Matt Can’t Wait to Spring

Something tells me harvest time will be extra colorful this year. This years batch of seeds, mostly heirloom seeds (e.g. no genetically modified seeds) cost me ~$80, but the resulting produce will be worth a minimum of 10 times that. Even if you’re a farmer’s market novice, you’ll know the specialty heirlooms — the Orangeglo […]

25 January 2011

Let’s Go Grocery Shopping… at Wal-Mart?

Here’s a first for me… I actually found myself saying “I should shop more at Wal-Mart” while reading this NYT article on the mega-retailer pushing for cost reductions on healthier foods. The plan, similar to efforts by other companies and to public health initiatives by New York City, sets specific targets for lowering sodium, trans […]

18 September 2010

30 Year Spending Binge Now Replaced by Saving Spree

It would appear that an increased savings rate, and the debatable longevity of the “new frugality” meme, are more sticky, time wise, with American consumers than many business leaders and economists had hoped. Not surprisingly, negatively toned headlines like one in seven Americans living in poverty and much of the financial mainstream media constantly discussing […]

9 August 2010

Food Inflation: Breakfast Ain’t Getting Any Cheaper

I occasionally questioned my judgment in raising a medium sized, 2000 square feet vegetable garden when I was covered in dirt and sweat in 90+ degree summer heat, but after seeing charts like these, all that work (or exercise) now seems like a pretty good idea. Granted, I’m not Juan Valdez raising my own coffee […]

17 May 2010

How I’m Fighting Food Inflation

Six words… growing my own fruits and veggies! [6 Day Old Golden Honeymoon Melon Heirloom Seedlings from Baker Creek Seed Company] I’ve had a small container garden on my back deck for several years now where I’ve grown my own herbs and other high price tag veggies (e.g. tomatoes, salad greens, etc.) to save a […]

31 March 2010

Healthy Lunch Recipes for Less than $5 per Serving

Instead of dropping $5 or more for a questionable beef patty with a side of french fried heart attack, how about rethinking where you spend your consumer dollars on something a little more nutritious and cost effective. What I mean is, if you’re going to shell out $5 or more for a single serving meal […]

12 March 2010

High Income Consumers Love those Groupons

Who uses Groupons? Rich people. That’s who! Okay, maybe not just rich people, but you may be surprised to learn that people who make major bank ($100k+ annual salary) are the heaviest users of daily groupon email alerts. Then again, it should be no surprise at all that young people who make a lot of […]

27 February 2010

Upscale Dishes You Can Make at Home for Half Price

Around this time every year, I’m usually suffering from sporting event purgatory. Meaning, I’ve got a nasty case of football withdrawal and with March Madness still several weeks away, I’m looking for something to fill the hours. So now that my normal repertoire of buffalo wings and homemade chicken fingers isn’t needed until summertime, I […]

28 January 2010

DIY Alternatives to Processed Foods that Save You Money

Being a foodie and wannabe chef, I always get a kick out of making my own unique versions of processed foods that I’ve historically bought pre-made off the grocery store shelves. Similarly, being something of a frugal living advocate, I like to cut costs where I can, so it’s just a natural fit that I would […]

5 January 2010

Why Pay Gym Membership & Personal Trainer Fees when YouTube is Free?

To get a change of pace from my normal push ups, sit ups and treadmill routine, I thought it would be a nice change of pace to go back to free weights 2 to 3 times a week or use a few high tech cardio machines (elliptical machines, rowing machines, etc.). So I popped into […]

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