Steadfast Finances

 Bargain Hunting, Frugal Living, Saving Money         4 comments

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Who uses Groupons?
Rich people. That’s who!
Okay, maybe not just rich people, but you may be surprised to learn that people who make major bank ($100k+ annual salary) are the heaviest users of daily groupon email alerts.
Then again, it should be no surprise at all that young people who make a …

 Administration         6 comments

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Being a student of social anthropology, I always find generational studies particularly interesting because they ask wide array of behavioral, economic, and big picture questions that have a fairly good chance of impacting the future path of a country.
This demographic profile, from the Pew Center on the American Millennial generation …

 Administration, Bargain Hunting, Saving Money         7 comments

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With my least favorite holiday behind us and my favorite holiday around three weeks away, I think it’s time to start discussing some new and clever ways to save a few bucks on Christmas gifts. I’m all about bargain hunting, but loath shopping, so I’ve been looking for novel ways …

 Bargain Hunting, Consumer Education         5 comments

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I found this 2009 Black Friday spending analysis chart very telling:

Foot traffic for 2009 was up substantially.
In 2009, shoppers spent ~14% less than 2008, and nearly equivalent to 2007 Black Friday consumption.
Foot traffic is up 33% in just 5 years.

I’m curious, though:

Did Black Friday shoppers show up just for the …

 Auto Sales, Bargain Hunting, Consumer Education, Vulture Investing         13 comments

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I had an interesting talk with a family member yesterday regarding her neighbors — the stereotypical Mr. & Mrs. Jones – who now find themselves in a personal finance bear trap.
They’re trying to unload their 2 year old SUV because they can no longer keep up with the payments on three cars.  That’s right folks – they …

 Bargain Hunting, Saving Money Online         1 comment

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With those crisp fall mornings becoming more commonplace, and Christmas just two months away, it’s time for every self-proclaimed real man to begin preparing for the deed he hates most in life.  Shopping!
I hate Christmas shopping!  I loathe it!
So much in fact, that I generally start making my gift list …

 Auto Sales, Bargain Hunting, Energy crisis, Financial Crisis, Green Living, Index Funds, Retirement         2 comments

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The S&P 500 is below 1000.  Do you know where your investments are?
For edification purposes only, if you haven’t received your quarterly statements through the good ol’ fashioned snail mail just yet, take a quick peek into your online retirement account.
Feeling Hulk-ish yet?  Good!  Me too!
If you’re not into watching …

 Bargain Hunting, Personal Finance Tips         6 comments

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Microsoft’s Live Search Cashback program is for real, and it saved me 20% on my new laptop.
I was initially skeptical of Microsoft’s claim that simply using their Live.com search engine would actually save me money, because quite honestly, it’s a pretty desperate business move for Microsoft to throw away cash …