Retirement is the culmination of everything we worked hard for throughout the first two-thirds of our lives. It is the time when we can truly start to enjoy the fruits of our labor. Well, ideally, it should be. But what if, before you even start to enjoy your rest and freedom, you discover certain financial obligations that you never even considered before. You find out too late that there are hidden expenses that you still need to pay for regularly. That will surely burst your bubbles fast on your last day on the grind.
Congratulations. As a first time home buyer, you get to enjoy the wonders of home equity and excitement of housing inflation. However, being new to owning, there probably is a lot that you need to figure out and I’m not talking about where to put the coffee table. Expenses can add up quickly when you own a house, but there are many costs that are easily avoided, so long as you are aware of them.
With these tough economic times and the cost of tuition and other expenses skyrocketing, paying for college puts enormous pressure on the shoulders of both parents and students. Sometimes, even after your parent’s contribution to your college fund is made, and you have received all the deductions due to financial aid and other grants, you still have a gap between the amount you have on hand and the amount you need.
Texas is looking to break the speed barrier. A new highway proposal is schedule to set an 85 mph speed limit, making it the fastest section of road in the US. Proponents of the speed limit increase maintain that by increasing speed, it will increase traffic use, which is good for toll revenues. However, financial opportunities never arise without financial consequences.
Educational loans and student loans are thought to be the next big bubble that explodes in the economy. Many students are worried about their student loans, and many are not familiar with the terms and conditions. These student loans are to be repaid by the students themselves one day. So having less debt from the get go is always helpful.
While I am still young, I have already started planning for retirement. I absolutely love this stuff. I like planning ahead and being responsible. Since I am relatively new to planning for retirement, I feel like I learn something new about retirement every day. There was an article published recently about a check list for [...]
Perhaps you haven’t given it much thought, but there are very different implications and penalties for not paying your taxes. I’m not just talking about Federal income taxes. There are numerous taxes that an individual can face. Each tax comes with its own unique personal finance mess.
Financial difficulties can disrepair families and ruin lives. Whether it’s the sight of being confronted by the bailiffs – and the consequences of that confrontation – or the realization that you barely have enough money to provide sufficient food for your kids to be nutritionally healthy; severe economic problems are a burden we all fear to the utmost. In the midst of the complete absence of hope that money problems bring for many people however, there are a few things that can be done to help alleviate the stress and, temporarily at least, help repair the situation.
Grandpa might have been on to something when he liquidated his stock holdings and invested in a bond ladder. At the time you didn’t know what the hell he was talking about, but you were quite tired of hearing him talk about the risks associated with the stock market. After the reinvestment, you hardly heard a word about his retirement. His risky investments turned into an income-producing bond ladder and money troubles went away. Now that you’ve got a little money saved up, you’re wondering if a bond ladder might be a good choice for you.
I love consumer data, because it tells us something about our society. Whether it is gender norms – like how women fold toilet paper while men ball it up – or behavior, such as 87 percent of Android users using their phone on the toilet. How we celebrate holidays is no different.
Are you looking to spice up your home with a little redecoration? It’s understandable to want to change things up a little bit. No one likes to keep the things the same for too long. Some new furniture or different colors may be exactly what you need to liven up the place. Before you get [...]
Popcorn, the dark theater, a comfortable seat, the big screen, a good film, and booming surround sound…. This set-up lures people to attend the movies. Although going to the movies is good, clean fun and is enjoyed by everyone, this entertainment source does not come cheap. With the prices of commodities getting higher and higher, entertainment, including watching a movie, becomes a luxury. Still, it is impossible and probably unwise to totally eliminate entertainment expenses.