Steadfast Finances

 Investor Psychology, Personal Finance Tips, Strategic Planning         8 comments

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With so much financial information readily available telling us how to make more money or the nonstop investment advice telling us how to get rich quick, it’s quite obvious that many of us invest too much time and brainpower trying to get our money to make more money instead of …

 Consumer Education, Strategic Planning         7 comments

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As I said last week, I fully believe that Valentine’s Day is a complete ripoff. Men are guilt tripped into believing that if we don’t give our sweetie a dozen roses (that die in a week) or chocolates (that she will claim a week later made her fat) that we …

 Consumer Education, Strategic Planning         5 comments

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Obtaining leverage isn’t an easy thing to do. Whether you’re using knowledge that someone may not want to be disclosed, using loaned funds to generate a higher ROI than your scheduled debt payments, or using social pressure to influence someone’s opinion, it can be a tricky, yet highly effective, method …

 Humor, Productivity Tips, Strategic Planning         8 comments

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Leave it to Dilbert’s observational humor to make me rethink how I spend my days.

My intent isn’t to ruin your day by questioning if half of the things you do everyday are worthless, or possibly generate an unwinnable confrontation by questioning your supervisor’s project management skills, but have you ever …

 20s Something Advice, Saving Money, Strategic Planning         62 comments

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Due to the popularity of the visualizing how your stuff owns you post from several weeks ago, I thought it would be beneficial if I documented exactly how I use a simple monthly calendar and a few personal finance metrics to visually represent how many hours, days, even weeks, I …

 20s Something Advice, Career, Strategic Planning         12 comments

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Some people can never have enough. Alternatively, some people are satisfied with just eeking out a living doing what they love.
It all depends on your goals, your upbringing, and maybe even your sensitivity to the law of diminishing utility. In other words, asking how much of something (money, time away …

 Business Trends, Consumer Education, Market Themes, Strategic Planning         8 comments

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Now that the Greater Fool Decade is over, I thought I would dust off my prognosticator hat and do a little strategic planning since we just experienced the stock market’s second worst performing decade ever.
Here are a few of my top, and relatively simple, investing themes for 2010 that will …

 Index Funds, Investing 101, Strategic Planning         2 comments

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I knew the aughts decade, the bubble decade, the lost decade, or whatever you choose to call it was a bad time for stock market performance, but I really didn’t think it was this bad.

Image from Chart of the Day
Pretty depressing stuff when you consider that we started the decade …

 Humor, Lessons Learned, Strategic Planning         5 comments

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What a snow storm!
Three days plus 90 minutes without electricity, 3 days without tap water (after power was restored), and 6 days without cable TV & Internet service. Not to mention pulling two people out of a ditch, shoveling 2 rather long driveways by hand, and the personal discomfort of …