Steadfast Finances

 Index Funds, Investing 101, Retirement, Roth IRA         5 comments

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Nearly every day, I hear or read about the phrase “dollar cost averaging“.  Rarely, will an actual definition or chart accompany this phrase.
Wikipedia defines it as:
Dollar cost averaging is the practice of investing a fixed dollar amount at regular intervals (such as monthly) in a particular investment or portfolio, regardless …

 Investing 101, Retirement, Roth IRA         3 comments

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Most people think of April 15th only concerns the tax filing procrastinators, but for the early retirement minded, it also means the final day to contribute to your Roth IRA/Traditional IRA.
I realize that you’re likely bombarded with the April 15 tax filing deadline each year, and that’s generally all main …

 401k, CDs, Retirement, Roth IRA         No comments

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If the thought of buying more low priced index funds or actively managed mutual funds leaves a bitter taste in your mouth after the stock market crash of 2008, did you know that Vanguard allows you to buy Certificates of Deposits (CDs) in your Vanguard IRA?
Most people I know are …

 401k, Financial Crisis, Index Funds, Retirement, Roth IRA         1 comment

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It would appear that the majority of Americans with retirement accounts have really been sweating it out during this latest round of Wall Street negativity.
The Wall Street Journal is reporting that Fidelity’s website saw web traffic increase 25% higher than it’s all time high last week amid the flood of …

 Buy on the Dips, Index Funds, Investing 101, Retirement, Roth IRA         1 comment

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The S&P 500 is a rock!  After all that transpired on Wall Street this week, the S&P 500 only changed 3 points in 1 weeks time.
Just 3 tiny little points on the upside.
With all the drama, the bankruptcies, the bailouts, and of course, the realistic possibility the U.S. economy could …