Steadfast Finances

 Budgeting, Credit Cards, Debt Reduction         8 comments

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I drafted this article after spending two weeks of discussions with an old friend who finally acknowledged her debt was beginning to influence her behavior. By creating a budget and drawing up a plan to aggressively pay down her debt within 15 to 18 months, she now claims she can …

 Banking, Consumer Education, Credit Cards         15 comments

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I’m convinced that the current administration will fail to significantly alter the regulatory framework that governs the investment banking community, as well as the fee based business model practiced by the institutional mega-banks. Regardless of the new regulations that will be drafted, or the old regulations that might be reinstated, …

 Credit Cards, ETFs, Index Funds         5 comments

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Charles Schwab wants to get into the index fund and ETF business. Badly!
In doing so, Schwab has created a series of funds to undercut the industry leader — Vanguard — by offering the lowest expense ratio ETFs and index funds on the market. With an expense ratio as low as …

 Consumer Education, Credit Cards, Risk Management         4 comments

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Have you ever wanted to buy that certain something from the Internet, but hesitated because you were fearful of having your credit card number stolen?
How about that post transaction anxiety you felt after giving away your credit card information over the phone? Are you 100 percent certain the person on …

 Banking, Credit Cards, Financial Crisis         No comments

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I’m a firm believer that the stock market will tell you the answer to nearly any financial related question if you know how to ask the question, and similarly, where to find the right answers.
So when someone posed the following question to me today, I did a little digging.
What happened …