Due to the popularity of the visualizing how your stuff owns you post from several weeks ago, I thought it would be beneficial if I documented exactly how I use a simple monthly calendar and a few personal finance metrics to visually represent how many hours, days, even weeks, I had to work in order [...]
As you transition from the college campus to the working world, it is inevitable that you would need to spend some money on necessary items. Rather than think of what it is costing you, consider it an investment for your career and your future. Here are nine things that any new graduate like you must buy to be a professional and advance your career. Don’t get these confused with items you shouldn’t buy.
With these tough economic times and the cost of tuition and other expenses skyrocketing, paying for college puts enormous pressure on the shoulders of both parents and students. Sometimes, even after your parent’s contribution to your college fund is made, and you have received all the deductions due to financial aid and other grants, you still have a gap between the amount you have on hand and the amount you need.
Every now and then I hear from my cousin and we talk personal finances. He’s in his second year of college, but he still doesn’t know what he wants to do with his life. He works a little, but only part time for an hourly wage. Ultimately, he’s adrift and has no clue that some of the most important financial decisions of his life have already passed him by and he’s only a few years away from many more.
As sad as it is to say, many 20s Something college graduates have no clue what’s in store for them when it comes to repaying their student loan debt. As this formerly clueless, now cognizant, college grad with $275,000 in student loan debt so aptly puts it: The American Dream is almost my American Nightmare. [...]
Some people can never have enough. Alternatively, some people are satisfied with just eeking out a living doing what they love. It all depends on your goals, your upbringing, and maybe even your sensitivity to the law of diminishing utility. In other words, asking how much of something (money, time away from family, anonymity) is [...]
There are just some things that Gen Y won’t pay for: news, music, banking fees, etc. Apparently, this social media savvy cohort doesn’t find a tremendous amount of value in these items or they can simply get them for free somewhere else. This trend seems have spilled over — perhaps temporarily — to the auto [...]
If you’re considering a career in finance or think you have what it takes to work on the trading floor of a major Wall Street financial firm, it might be worth your while to scope out a few videos just so you know what you’re up against prior to making the plunge. Depending on your [...]
Most people have had that boss who was a complete idiot. That guy or gal who just didn’t quite get it, but made sure you always did more than your fair share so he had enough data to plot on an excel sheet or project management program to make himself look irreplaceable to upper management. [...]
How long has it been since you actually went out of your way to go shopping for CDs? If you’re like me, it’s probably been a while. And if you’re a 20s something or younger, chances are fairly good that you haven’t shopped for CDs in your entire life. Oh how the Internet (and Apple) [...]
During my last year of graduate school, I (and many others like me) became the prime target of a band of ruthless, money hungry headhunters. Not the kind trying to separate my head from my body, but the kind that wanted to make money from the knowledge stored in my brain. Naturally, I wanted to [...]
It’s nice to see that I’m on the right track when it comes to giving personal advice. Back when I started this blog, my second post discussed the Top 10 Financial Moves I Ever Made. Number one my list was: Find a successful investor to serve as a mentor. Seems I’m not the only one [...]