In this poor economy, many people find themselves having to drastically reduce their spending in order to make ends meet. However, there are a lot of people who leave things hanging in the balance for too long. Then their only options are to have cereal for dinner and steal loo paper from the company’s bathroom.
Clearly, you have decided that you’d rather not be one of these people. However, you have come to recognise that your finances are not as healthy as they once were, and the only option left to you is to cut your spending.
Assuming your situation is not teetering on the edge of doom, there are many things you can do to avoid over-spending and to reduce your current spending by significant amounts – and none of them involve going hungry.
We all have plenty of unused or unwanted items lying around our houses that we forget about – because life’s easier that way. However, if you take the time to go through these and decide once and for all what you want to get rid of, you can de-clutter your home and get some extra cash in your pocket.
Music Magpie is a fantastic site for getting rid of your old CDs, DVDs and games and making some extra cash in the process. This helps your finances in the process as you can put the money you’ve made towards any debts or expenses.
Most of us waste plenty of money every week by grabbing a quick convenience drink from the shop on the way to or from work. It may not seem like much but this unnecessary expenditure adds up.
Instead, consider buying a high quality reusable bottle and fill it with filtered water.
Water is better for you anyway, but if you can’t resist a sugary drink then buy them in larger quantities when they’re cheaper and transfer some into your new reusable bottle. It’s better for your pocket and the environment – who can argue with that?
Get your reward
No matter where you buy your groceries, most of us go to the same shop all the time due to convenience or loyalty to certain brands. Check online to make sure you are getting the best available deal on your shopping. Make sure you are signed up to the customer rewards programs offered by your local supermarket.
It’ll take a few seconds of your time to fill out the form and every time you use it, you’ll gain points to spend on shopping or fuel.
Don’t neglect your freezer
Next time you make dinner, consider making far more than you need and then freezing it. Pretty much everything can be frozen and will be just as good when you defrost it for dinner another night.
Doing this saves you time and money as you can buy in bulk and your preparation time for the next meal is next to nothing – perfect for those lazy days when you can’t be bothered to cook but can’t afford a take-away.