That’s right! Mother’s Day is just around the corner (May 10, 2009). So for all of you clueless ingrates who will likely forget about dear ol’ Mom again this year… don’t say I didn’t warn you.
Personally, I go through my Google Calendar every year and setup email alerts for what I like to call “important dates that will bite you on the arse if you forget them” days. It’s just one more lifehack I’ve implemented to idiot proof my Home Depot loving, play in the mud, manly ways.
If you find yourself coming up short on ideas, here are a few frugal — but thoughtful — suggestions:
Moral of the story is pretty simple… a little effort can go a long way when it comes to Moms and Mother’s Day!
Sometimes the best articles are the ones that take a simple message and conveys it in a way you don’t often think about. Behavior Gap captured the consequences of saving for retirement without owning stocks, but also mentions when you pull the equities lever down to zero, you have to readjust several other levers… like retirement age, how much you save, etc.
Darwin’s Finance gives some great 20s Something Advice and you’ll be hard pressed to find a better reason to invest than this great quote:
“If you started investing at age 25 and put the same amount of money into stocks until age 35, you’d have more money at retirement than if you started saving at 35 and invested the same amount of money in stocks EVERY YEAR until retirement”
Bargaineering outlines a few psychological money games if you want additional motivation to save more money or paying down your debt. We humans are funny creatures, so if you’re one of those folks that can’t get yourself on working budget or can never seem to make a dent in your debts, one of these clever mind games might put you over the hump.
How would you like to be a college grad with $265,000 in student loan debt, living way beyond your means, and get a job as a state trooper? While I feel bad for this guy since he got injured on the job, it’s hard to feel sorry for him considering he majored in business and got a job that really isn’t that business heavy. College students should really consider what they’re going to use their degree for, as well as what their salaries will likely be after they graduate before racking up even 2% of what this guy has hanging over his head.
Not surprisingly, the geographic location you call home will have a strong impact on your own personal views about the recession. But for those who live quiet, simple lives in Smallville, USA, you might not see that much of an impact. Or even see one at all.