Comments on: Frugality Based Hyperopia: What Purchases Do You Make to Avoid Saver’s Remorse

By: Matt SF

Matt SF — Wed, 27 Jan 2010 20:18:45 +0000

Absolutely Julia! On paper, Sassie is a horrible investment.

Alternatively, if you included how many smiles and laughs I get out of her everyday, plus the forced exercise we get with a minimum of a half mile walk everyday, the “bad investment” argument falls apart pretty quick.

Personally, I’m content with saying she’s worth it, and then some!

By: Julia

Julia — Wed, 27 Jan 2010 20:07:36 +0000

Thanks for the great article and I enjoy your honesty. One point about your dog – research shows that the health benefits (reduced stress, healthier blood pressure levels, increased exercise) of owning a pet are excellent. Maybe what you save on stress and high blood pressure related doctors visits outweighs the cost of the new laptop cable? And like you say, you get a good (priceless!) laugh out of most of your dogs antics afterall!

By: How I Find Value Where Others Do Not | Steadfast Finances

How I Find Value Where Others Do Not | Steadfast Finances — Tue, 03 Nov 2009 04:38:24 +0000

[...] Some people think value is simply getting 10 percent off of retail price. Some may have a mix of spending filters where they run XYZ item through a mix of personal choices based upon X, Y, and Z variables. The frugality minded may simply say to hell with it, and buy out of fear of saver’s remorse. [...]

By: Sometimes the Hardest (and Wisest) Thing to Do is Do Nothing | Steadfast Finances

Sun, 21 Jun 2009 01:44:22 +0000

[...] Rarely will I buy something during peak season. It must be a must have or a situation where saver’s remorse will make me regret not shelling out a few extra bucks for something I really [...]

By: Could You Be an Economic Survivalist? | Steadfast Finances

Could You Be an Economic Survivalist? | Steadfast Finances — Fri, 17 Apr 2009 05:24:35 +0000

[...] Only When Necessary. Savers might suffer from the occasional case of saver’s remorse when making a big purchase or the frugality-haters might call you Scrooge, but at the end of the [...]

By: Festival of Frugality - The “Hey I’m Hosting” Edition | Lady Luck

Festival of Frugality - The “Hey I’m Hosting” Edition | Lady Luck — Sat, 04 Apr 2009 00:30:57 +0000

[...] presents Frugality Based Hyperopia: What Purchases Do You Make to Avoid Saver’s Remorse posted at Steadfast [...]

By: Matt

Matt — Thu, 02 Apr 2009 23:22:22 +0000

@ Frugalscholar

I’m the same way. I would rather have saver’s remorse than buyer’s remorse. I may regret not buying something or taking a killer vacation, but at least I still have the money which will likely cheer me back up.

By: frugalscholar

frugalscholar — Thu, 02 Apr 2009 22:31:49 +0000

I tend to overthink purchases, but the upside is that I never regret buying or not buying. We make sure we always have enough money for travel. But things–they always turn up again.

By: Matt

Matt — Wed, 01 Apr 2009 18:37:38 +0000

@ Nicki,

Being extra-careful is a good thing! I wish more people had your financial foresight.

I think the big trade off with buying a house (regardless of the discounted value) is how much of your income can you guarantee to give to someone else over a 15 to 30 year time period. Somehow, this annoying little question seems to have fallen through the cracks in the last decade.

BTW: Great article this week in the Festival of Frugality.

By: Nicki at Domestic Cents

Nicki at Domestic Cents — Wed, 01 Apr 2009 18:00:33 +0000

I would say I occasionally have hyperopia. Like right now, with the prices of houses so low I’d LOVE to buy a house, but it’s just not the right time for us. Other than that, I really feel like most of my frugality is really worth it. I’m still pretty young, so I feel like I’ll be in a good spot to relax a little soon enough – all because I’m being extra-careful right now.

By: Festival of Frugality - The “Hey I’m Hosting” Edition | I've Paid For This Twice Already...

Wed, 01 Apr 2009 06:35:55 +0000

[...] presents Frugality Based Hyperopia: What Purchases Do You Make to Avoid Saver’s Remorse posted at Steadfast [...]

By: Matt

Matt — Mon, 30 Mar 2009 14:19:25 +0000

@ Abigail

Small amounts of dark chocolate and alcohol (especially red wine) are supposedly healthy things. : ) We’ve all heard of red wine & resveratrol by now, but dark chocolate has copious amounts of flavenoids which lower blood pressure and LDL (bad cholesterol).

By: Abigail

Abigail — Mon, 30 Mar 2009 08:17:15 +0000

I have to constantly battle the urge to pay down debt with enjoying myself a bit in the present. My husband helps keep me honest in this regard — he’s more of a spender. On the other hand, I help balance him out in the savings department.

I get some junk food from time to time. Chocolate is always a good way to enjoy the present, health repercussions aside.

Other times, we dole out $15 or so for some alcohol and have a friend or two over for a movie night.

By: Sunday Money Roundup - Catching Pneumonia Edition. | My Two Dollars

Sunday Money Roundup - Catching Pneumonia Edition. | My Two Dollars — Sun, 29 Mar 2009 13:01:20 +0000

[...] Finances has a very interesting post up titled “Frugality Based Hyperopia: What Purchases Do You Make to Avoid Saver’s Remorse“. You gotta check this [...]