Your credit score is important; it is one of the main bases on which a mortgage provider will decide on whether to approve a mortgage application. It can even be a deciding factor when it comes to your succeeding with a job application. The score is effectively a mathematical representation of entries on your credit history; defaults as well as payments on time. Quite naturally if your score is low, often as a result of what has happened during the recession, you are likely to be attracted by claims that you can take a quick route to repairing your history, and hence your score, with their help.
Stock trading is a popular source of income among people, and indeed it is the primary source of income for many. In the past investors would go to brokerage houses in order to trade shares. However, stock trading has reached the next level ever since it met the internet. Investors can now buy, sell and trade shares – all from the comfort of their homes. Stock brokers who were necessary in order to complete transactions in the traditional way are no longer required. What is required for online trading, however, is an online stock trading company.
Most people believe you have to be a rich bank account to achieve a healthy lifestyle especially when it comes to eating healthy. Fear no more because there are ways to eat consciously when it comes to your health. There are savings that you can benefit from by using coupons from Groupon Coupons. You only have to print coupons from Groupon Coupon’s website or download the Groupon Mobile App to your smartphone to search and use over thousands of coupons.
The entire personal finance blogosphere is in love with index funds, and I’m here to tell you why they’re bad for your investment portfolio. This should go over well. Black sheep anyone? I realize this thesis will not be a popular one, but from my perspective as an active investor and stock picker, I’m here [...]
Yesterday, I had one of the most unpleasant conversations I’ve ever had on the subject of money. I had to tell a close friend of my family that, in all likelihood, he has not saved enough money for his retirement. This is a man I’ve known since I was a kid. The same man who [...]
Due to the popularity of the visualizing how your stuff owns you post from several weeks ago, I thought it would be beneficial if I documented exactly how I use a simple monthly calendar and a few personal finance metrics to visually represent how many hours, days, even weeks, I had to work in order [...]
If you’ve ever been low on cash with creditors knocking at the door, you’ve more than likely considered using a payday loan company. The idea is appealing, you simply hand over a post-dated check for the amount of money you need and presto, you have cash in your hands. Unfortunately, these loans seldom work out the way you think they will and before you know it you could wind up thousands of dollars in debt. Before you hand over that blank check to payday loan companies, here are a few reasons that you may want to reconsider your decision:
As an experienced investor, I’m starting to get nervous about the direction of the stock market! You see, to my non-professional albeit experienced eyes, the market is starting to look a bit parabolic in nature. This is worrisome for me, although I still sleep fine at night. At least it’s taking a breather lately by [...]
If you are planning to retire within the next few years, it is important that you make plans for your retirement. Having a set plan ahead of time will help you out in the long run, especially because if you do not have many saved and things prepared, you may end up struggling to keep up with the cost of living upon retiring from the workforce. There are many ways for you to begin planning for your retirement, and remember that the sooner you start to save money, the more money you will have in the future when you need it the most.
Benjamin Franklin, one of America’s greatest minds, wrote what can be best described as America’s first book on personal finance: “The Way to Wealth.” Many argue that it is the best book ever written on personal finance, and I agree that it contains priceless wisdom on the subject. One of my favorite quotes is, “If you would know the value of money, go and try to borrow some.” Therefore, it is with a great deal of modesty that I offer you six more tips on building wealth.